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Most money market accounts pay a higher rate of interest than common (passbook) savings accounts and infrequently embrace check-writing and debit card privileges. They may include restrictions that make them less versatile than an everyday checking account. Money market accounts (MMAs) are a type of deposit account—offered by traditional banks, credit unions and online banks—that usually stroll the line between checking and savings accounts. You get the interest-earning energy of a high-yield financial savings acco