How to File a Car Accident Lawsuit A car accident, also referred to as a traffic collision occurs when a vehicle collides with another vehicle or with a stationary object, like an animal, or a pedestrian. You can sue if you or someone else are responsible. Your damages may include medical expenses as well as lost wages and even property damage. If you've been injured in a car crash you should contact your insurance company for more details. Uninsured motorist coverage If you are in a car accident caused by an uninsured motorist you must know