What Types of Car Accident Claims Are Available? You could be entitled to compensation if you were involved in a car accident. Damages that are covered by car accident insurance can vary depending on the type of coverage you have. Certain policies cover motorists who aren't insured while others cover third-party accidents. Learn more about each type of coverage to ensure you know if you're eligible to file a claim. Damages covered by car accident insurance If you're involved in a car crash you'll want to know what your vehicle insurance cover