How to File a Car Accident Claim Getting in a car accident can be stressful. It doesn't matter if the accident was your fault or not, there are some important steps to take if you want to make a claim. First, you must contact the police to make a report of the incident. A police report will aid your insurance company in determining who was responsible. 1. Contact the Police If you're involved in a car accident It is essential to contact the police as soon as possible. This will enable you to collect important information, such as witnesses' s