How to File a Car Crash Claim in New York It is important to file a claim as soon as possible after you are involved in a car accident. This will make the process simpler and allow you to collect compensation. The longer you put off to file a claim, the more likely it will be for the insurer of the other driver to deny it or pay less. Damages A claim for a car crash can pay for the financial cost of your injuries. These damages may include medical expenses as well as lost earnings and pain and suffering. If you were at fault for the accident,