How to File a Car Accident Claim Being involved in a car accident can be a stressful time. You must know the steps to follow in case you decide to file a claim, regardless of whether or not it was your fault or not. One of the first things you must do is contact the police to report the incident. A police report can aid your insurance company in determining who was at fault. 1. Contact the Police If you're involved in a car crash, it's important to call the police as quickly as possible. This will let you gather important information includin