How to File a Car Accident Lawsuit A car crash is also known as the term "traffic collision" is when one vehicle collides or strikes another vehicle. If you or someone else is responsible you can make a claim in a lawsuit. You could be held responsible for medical expenses and lost wages as well as property damage. If you have been injured in a car crash you should contact your insurance company for more details. Uninsured motorist coverage You must be aware of your rights under your insurance policy if you are involved in a car crash that wa