How to File a Car Accident Lawsuit A car accident, also referred to as a traffic crash, occurs when a vehicle collides with another or with a stationary object such as an animal or a pedestrian. If you or someone else is the one to blame you may sue. You could be held accountable for medical expenses, lost wages, or property damage. For more information on your insurance coverage in the event that you are injured in a car crash, please contact them. Uninsured motorist coverage If you are in a car crash caused by an uninsured motorist you shou