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Retirement accounts are tax deferred. Taxable bonds usually pay higher rates than tax free bonds. It makes sense to buy taxable bonds in retirement accounts. I think about the scripture where "Jesus said my house shall not be a niche and thrown the Pharisees out". Forgive me for paraphrasing I'm just wishing to drive my point. End up you go into church as there is something being sold in addition to tithes and offering? Common is very common tithes and offering are
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