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BMW Replacement Key Cost BMW keys have a special microchip in them to prevent unauthorised starting of the car. These chips can't be programmed by anyone else than the car's owner. Dealerships typically charge around $400 for a new car key fob which is programmed. Some locksmiths can programme replacement keys at only a fraction of the cost. Key blanks are available at an expense. A BMW car is a mark of status however, it's expensive. A replacement BMW key fob could cost as