How to File a Car Accident Lawsuit A car accident is also known as the term "traffic collision" is when a vehicle collides with another vehicle. You may file a lawsuit if you or someone else are responsible for the incident. Your damages may include the cost of medical bills, lost wages, and even property damage. If you've been injured in an accident you should contact your insurance company for more information. Uninsured motorist coverage It is important to know your rights under your policy If you're involved in a car crash that was caused