How to File a Car Accident Lawsuit A car accident, also referred to as a traffic collision occurs when one vehicle collides with another or with a stationary object, like an animal or pedestrian. You may file a lawsuit if you or someone else is at fault. You could be held responsible for medical costs in addition to lost wages and property damage. If you have been injured in a car accident get in touch with your insurance provider for more details. Uninsured motorist coverage If you're involved in a car accident that was caused by an uninsure