How to File a Car Accident Lawsuit A car accident, also known as a traffic collision, occurs when a vehicle collides with another vehicle or with a stationary object like an animal, or pedestrian. If you or someone else is responsible, you can sue. Your damages may include the cost of medical bills as well as lost wages and even property damage. For more information about your insurance if injured in a car crash, please contact them. Uninsured motorist coverage If you're involved injured in a crash caused by an uninsured motorist you should k