Top Questions to Ask Before Signing a Financing Deal at the Dealership
Interest rates can vary widely depending on your credit score and the dealership’s financing terms. Knowing the interest rate upfront helps you compare offers. Don’t hesitate to shop around or negotiate. Dealer Financial Services often works with multiple lenders, so ask if they can offer better rates than your bank or credit union. It’s easy to focus on the monthly payment, but that’s only part of the story. Ask about the total cost of the loan, including interest, fees, and any extras. This gives you a clearer picture of what you’re paying over time.
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