How to File a Car Accident Lawsuit A car accident that is also known under the term "traffic collision", is when one vehicle collides with or hits another vehicle. You may file a lawsuit if you or someone else is at fault. The damages could include medical expenses as well as lost wages and even property damage. For more information on your insurance if injured in a car accident, please contact them. Uninsured motorist coverage If you are in a car accident that was caused by an uninsured motorist you must be aware of what your rights are unde