Scott Lunsford has been in the insurance business since Oct of 1988. I became self employed in March of 1997. At that time I specialized in offering life insurance. My primary focus was on getting people over 55 a policy that would be in place to cover the final expenses. In 2001, I broadened my offerings to working with retirees, and near retirees concerning their retirement accounts. I started offering annuities to provide safety to their portfolio.