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This past November 2009, bankruptcy filings were over 100k for the 9th straight month when. People are stressed out and set to their maximum with financial information debt, medical bill payments, student loans, car loans, site . kind of things possess taken a toll on our countryside. Next see how you spend that money normally. Would you "scatter" your paycheck away, buying a lot of smaller items - could possibly be fast food spending, extras at the check out line, etc. Do you like the electronic or big-ticket items