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How to File a Car Accident Lawsuit A car accident, also referred to as a traffic collision, occurs when a vehicle collides with another vehicle or with a stationary object like an animal, or pedestrian. If you or someone else is the one to blame you can bring a lawsuit. You could be held responsible for medical expenses in addition to lost wages and property damage. For more information about your insurance coverage if you're injured in a car crash, please contact them. Uninsured motorist coverage If you're involved injured in a crash caused