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How to File a Car Accident Claim Getting in a car accident can be a stressful experience. You must be aware of the steps to follow if you want to file a claim, regardless of whether the accident was your fault. First, call the police to inform them of the incident. A police report can help your insurance company determine who was at fault. 1. Contact the Police It is essential to notify the police right away after you are involved in a vehicle crash. This will help you gather important information, such as witnesses' statements as well as ins