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How to File a Car Accident Claim Being involved in a car accident is a stressful event. If it was your fault or not, there are some important steps to take if you would like to make an insurance claim. One of the first things you must do is contact the police to report the accident. A police report will help your insurer determine who was responsible. 1. Contact the Police It is crucial to call the police as soon as you are involved in a vehicle crash. This will help you gather important information, such as witnesses' statements as well as i