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How to File a Car Accident Claim Getting in a car accident can be a stressful experience. If it was your fault or not, there are some important steps to follow if wish to file a claim. One of the first things you need to do is contact the police to report the incident. A police report can aid your insurance company in determining who was at fault. 1. Contact the Police If you're involved in a car accident It is essential to contact the police as quickly as possible. This will assist you in obtaining important information, such as witnesses' s