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How to File a Car Accident Claim In the event of a car crash, it can be stressful. No matter if it was your fault or not, there are important actions to take if are planning to make an insurance claim. First, call the police to make a report of the incident. Having a police report will aid your insurance company in determining who was at fault. 1. Contact the Police It is imperative to contact the police immediately after you are involved in a vehicle accident. This will help you collect vital information, like witnesses' statements as well a