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How to File a Car Accident Lawsuit A car accident, also referred to as a traffic crash, occurs when one vehicle collides with another vehicle or with a stationary object such as an animal or a pedestrian. If you or another person is at fault, you can sue. The damages could include the cost of medical bills in addition to lost wages and even property damage. For more information about your insurance coverage if you're injured in a car crash Contact them. Uninsured motorist coverage If you are in a car accident that was caused by an uninsured m