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How to File a Car Accident Claim A car accident can be a stressful time. If it was your fault or not, there are important steps to follow if you wish to make a claim. One of the first things you need to do is call the police to report the incident. A police report will help your insurer determine who was at fault. 1. Contact the Police It is important to contact the police immediately after you have been involved in a car accident. This will enable you to gather important information such as witness statements and insurance details that can b