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How to File a Car Accident Claim In the event of a car crash, it can be stressful. You should be aware of the steps you must take when you are planning to file a claim regardless of whether or not it was your fault or not. First, call the police to file a police report. A police report can help your insurance company identify who was at fault. 1. Contact the Police It is crucial to call the police right away after you are involved in a vehicle accident. This will assist you in obtaining vital information, like witnesses' statements as well as