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How to File a Car Accident Lawsuit A car accident, also referred to as a traffic collision, occurs when a vehicle collides with another or with a stationary object, like an animal, or pedestrian. You can file a lawsuit if you or someone else is responsible. You could be held accountable for medical costs, lost wages, or property damage. For more information on your insurance coverage if you're injured in a car crash Please contact them. Uninsured motorist coverage If you are injured in a crash caused by an uninsured driver, you should know wh