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向破產管理署署長提交「債務人破產呈請書」及「資產負債狀況說明書」。有關表格可於債務人破產呈請程序簡介頁面免費下載 复利：复利其实就是利滚利，即把上一期的本金和利息作为下一期的本金来计算利息。 在法律用語上，破產與倒產不同，前者專指將事業結束，將債務人的全部財產變賣並分配給所有債權人的清算程序；後者則廣義地包括清算程序以及將事業繼續經營下去的重建程序。[來源請求] As a way to be suitable to skip a payment, loan payments have to be up-to-date and in very good standing. Skipping a payme
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