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Although direct medical costs are of special importance, and it is very necessary to protect patients against such costs, patients usually incur a variety of costs when receiving inpatient services. Inattention to direct nonmedical costs and indirect costs due to patients' and their next of kin's absenteeism may cause households to face catastrophic expenditures. Although direct medical costs are of special importance, and it is very necessary to protect patients against such costs, patients usually incur a variety of costs when rece