Different Types of Credit Cards
Credit cards come in different types, each designed to suit different spending habits and financial needs. Standard credit cards offer a line of credit with interest charges on outstanding balances, while reward cards offer cashback, points, or miles for purchases. Secured credit cards require a deposit to be made upfront, while prepaid cards are loaded with funds beforehand. Lastly, charge cards require the balance to be paid in full each month. It's important to understand the features and fees associated with each type of credit card before applying.
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