Your heirs are not responsible for repayment because a HECM Reverse Mortgae is a non-recourse loan. That means that the lender can, under typical circumstances, not recover more than the value of the home. https://www.aimortgage.net/loa....n-types/reverse-mort
![image](https://buzzbiipull.b-cdn.net/upload/photos/2023/08/Npb4rKmDSfr19ucm8Ure_31_2cb6dd88324fbee5b35a8d801313a528_image.png)