How to File a Car Crash Claim in New York It is important to file a claim immediately when you're involved in a car crash. This will ease the claim process and aid in obtaining compensation. The longer you wait to submit your claim, the more likely the insurance company for the other driver to deny it or pay much less than it should. Damages A claim for car accidents can help you pay for the financial costs of your injuries. These damages could include medical expenses, lost wages and pain and suffering. You could also be entitled to compensa