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What Is Private Mental Healthcare? Private mental health care refers to psychiatric treatment offered by psychiatrists who have their private practices. It usually costs more than treatment at a clinic or hospital however, it comes with a number of advantages that can justify the cost. Some therapy providers charge on a sliding scale. This means they will charge you according to the amount that your insurance will reimburse for the session instead of the amount your insurance will reimburse. Personalized Treatment The concept of individualized treatment is