How to File a Car Accident Claim In the event of a car crash, it can be a stressful experience. You need to be aware of the steps to take if you want to file a claim regardless of whether the accident was your fault. One of the first things you should do is contact the police to report the incident. A police report can assist your insurance company in determining who was at fault. 1. Contact the Police If you're involved in a car accident, it's important to call the police as quickly as you can. This will assist you in obtaining crucial infor