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Next figure out how you spend that money normally. Do you "scatter" your paycheck away, buying associated with money smaller items - could possibly be fast food spending, extras at the check out line, and lots of others. Do you like the electronic or big-ticket items buying, forgetting everything about the bills? But if your budget almost certainly realistic then you will want to be truthful and accurate when production. You are by now becoming painfully aware of your spending habits concerning your moola! This past November 2009, b