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31 w - Translate

https://iva-drp.ltd/
IVA債務重組的全面分析 背景概述 個人自願安排(IVA)是一項法律協議 這樣可以 債務人和債權人談判 解決 它的債務問題是 一種補救措施 恢復 破產 幫助 個人重組它 債務義務 並提供 可行的還款計劃。IVA廣泛 發現 英國 和威爾士,並被介紹 因為 1986年“破產法”。 IVA的操作機制 IVA是與法律約束力的債務重組協議。 官員 破產從業者(IP), 幾乎總是 專家 會計師或律師。 將 協助 債務人制定 合理的 還款計劃和談判 與 債權人 達到 協定。 申請過程 初步諮詢:債務人首先對IP進行初步諮詢。IP Will 測量 財務狀況 與 債務人,包括收入,支出,資產和債務。 制定建議: 根據 這些記錄,IP 會有所幫助 債務人制定了還款計劃的建議。此提案詳細信息 數量 有薪酬的 每個月 債務人被支付 每月 之內 一個特殊的 一段時間 (通常 五年)。 債權人的轉換:IP提交建議 到任何或全部 債權人和持有 聚會 談論 並投票 是否要 接受該提案。使IVA獲得批准, 至少 75%的債權人(計算 由 債務總額) 必須 同意。 實施和監督: 什麼時候 IVA被批准, 它需要 立即效果 一起 債務人 將開始 每月支付。IP將監督還款流程 確保這一點 債務人遵循協議。 主 IVA的特徵 法律約束力: 之後 IVA被批准, 真的

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