How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a vehicle accident claim the rules of insurance play a significant part in the result. While some cases are simple, others are more complex. Your claim may also be affected by the rules of contributory negligence and fault. You can determine which party is to blame by understanding the insurance laws of your state. No-fault state When you've been in a serious car crash it's a good idea to talk to an attorney. Lawyers for car accidents will help you determine